Federal Income Tax Calculator
Estimate your 2026 federal tax liability based on filing status, income, deductions, and credits.
Calculate federal income tax, self-employment tax, state taxes, and estimate your refund with the latest IRS brackets and deductions.
Estimate your 2026 federal tax liability based on filing status, income, deductions, and credits.
Calculate your 15.3% SE tax (Social Security + Medicare) with the 2026 wage base of $184,500.
Calculate state income tax for all 50 states + DC. Includes flat and progressive tax systems.
Estimate your 2026 tax refund or amount owed by comparing liability vs. withholding.
Check if your employer is withholding enough. Avoid surprises at tax time.
See exactly which tax brackets your income falls into with marginal rate breakdown.
Estimate your federal tax liability using the official 2026 IRS tax brackets and standard deductions.
Enter your details and click Calculate to see your tax estimate
Calculate your 15.3% self-employment tax. Includes Social Security (12.4%) and Medicare (2.9%). 2026 Social Security wage base: $184,500.
Enter your self-employment income to calculate your SE tax
Calculate state income tax for any US state. Includes flat tax states, progressive brackets, and states with no income tax.
Select a state and enter your income to calculate state tax
Estimate whether you'll get a refund or owe taxes by comparing your total tax liability against your withholding and estimated payments.
Enter your income and withholding to estimate your refund
Check if your employer is withholding the right amount. Avoid owing taxes or giving the IRS an interest-free loan.
Enter your salary and current withholding to check if it's accurate
See exactly which tax brackets your income falls into. Understand marginal vs. effective tax rates.
Enter your income to see your tax bracket breakdown
All calculators are updated for the 2026 tax year (taxes filed in 2027). We use the latest IRS tax brackets, standard deductions, and contribution limits announced by the IRS.
No. These calculators provide estimates for educational purposes only. Actual tax liability depends on your complete tax situation, including all deductions, credits, and special circumstances. Always consult a tax professional or use official IRS forms for filing.
For 2026: Single: $15,750 | Married Filing Jointly: $31,500 | Married Filing Separately: $15,750 | Head of Household: $23,625. Additional standard deduction of $1,950 for those 65+ or blind ($3,900 if both).
The 2026 federal income tax has 7 brackets ranging from 10% to 37%. The exact brackets depend on your filing status. Use our Tax Bracket Visualizer above to see exactly which brackets apply to your income.
Self-employment tax is 15.3% of 92.35% of your net self-employment income. It includes 12.4% for Social Security (up to the $184,500 wage base in 2026) and 2.9% for Medicare (unlimited). You can deduct 50% of SE tax on your Form 1040.
As of 2026, 9 states have no state income tax: Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, Washington, Wyoming, and New Hampshire (though NH taxes investment income).
For 2026: $24,500 for those under 50. $32,500 for those 50 and older (includes $8,000 catch-up). Workers aged 60-63 have a special "super catch-up" allowing up to $35,750 total.
Tax laws change annually. The 2026 brackets and deductions are adjusted for inflation. Your income, withholding, deductions, and credits may also differ. Use our calculator with current numbers for the most accurate estimate.